Louisville KY stands at number 1 in the list of cities with most expensive car insurance rates in KY State. Car owners in Louisville KY pay 20% more or say 0.2 times more in car insurance premium than the state car insurance average and 2 times more than the national average. Average yearly car insurance rates in Louisville is about $1885 per year compared to $900 for the national average. This make it mandatory for you to shop for a few car insurance quotes before you buy your policy. Exactly where we fit in for you. We help you get cheap car insurance quotes with just 5 simple questions answered while on a call with one of our local agent. We have helped hundreds of car insurance buyer in Louisville KY save huge on their premium cost. We use insurance companies own tricks to get you the cheapest possible car insurance deal in Louisville Metro area.‌

We compared auto insurance rates in the city of Louisville, KY to identify the cheapest insurers and the rates they offer. The car insurance rates vary for a driver age / driver sex but the biggest impact on costs is variability in companies quotes. The highest quote in Louisville, KY, for example was $1554 or 300% higher than the cheapest car insurance compaKY’s quote of $592. This is exactly why we compel you should always get quotes from at least three companies so they can be compared. Use our form here to get multiple car insurance quotes at one place with just 4 one word questions answered, and that too instantly. Or you can call our local number 502-890-9158 to get instant car insurance quotes in Louisville, KY.

In the table above we have recorded data comparing car insurance rates in Louisville by zip codes. We are trying to explain here how car insurance rates change as the zip codes change. For example average Car insurance in Louisville for a male driver age ( 30 ) and for zip code [40222] is $1624, while for the same age average car insurance rates moves up $1820 for the zip code [40218]. Very evidently we can see some normal jumps in price ( almost $196 per year ) as the zip codes change in Louisville area itself. Car insurance quotes in Louisville are always varying as the zip codes change and this become very important you to choose the right zip code to get cheap car insurance in Louisville area. This is exactly what we do for you. While on the call with you we can help you choose the right zip code to insure your car, making sure you get cheap car insurance in Louisville, KY.

Age	Men	Women
20	$3,705	$3,084
30	$1,682	$1,700
40	$1,579	$1,615
50	$1,542	$1,519
60	$1,491	$1,457
70	$1,619	$1,553

In the table above we have recorded data comparing car insurance rates in Louisville for different age groups and Gender. We are trying to explain here how car insurance rates change as the age of driver changes and also how its dependent on gender. For example average Car insurance in Louisville for a male driver age ( 20 ) is $3705 while for the same age average car insurance rates goes down reaching $3084 for women. Also car insurance for male and female driver ( 30 ) is almost the same costing almost $1700 per year. Very evidently we can see huge drop in price ( $2000 per year ) as the driver age range changes from 20 to 30. Car insurance quotes in Louisville become stable for age range 30 - 50 costing around $1900 for both the genders. This is where we can get you the cheapest insurance rates. While on the call with you we can help you choose the right person in your family to insure your car, making sure you get cheap car insurance in Louisville KY.

Type of Insurance	Louisville Required Minimum	Study Limits
Bodily Injury (BI)	$25,000 / $50,000	$50,000 / $100,000
Property Damage	10,000	25,000
Uninsured Motorist BI	25,000 / 50,000*	50,000 / 100,000

Louisville requires auto insurance with a minimum of bodily injury protection of $25,000 per person up to $50,000 per accident, and $10,000 for property damage per accident. So we recommend you to get the best possible car insurance coverage at the cheapest possible price. Exactly what we can do for you. Simply call our local Louisville number 502-890-9158 and we will automatically connect you with the cheapest car insurance provider depending on your ZIP CODE.

Louisville, Kentucky's largest city, sits on the Ohio River along the Indiana border. Every May, its race course Churchill Downs hosts the Kentucky Derby, a renowned horse race whose long history is explored at the Kentucky Derby Museum. Baseball is celebrated at the Louisville Slugger Museum and Factory, where Major League bats are produced and a giant baseball "slugger" marks the entrance.

Louisville KY Population: 253,128 (1999)

Population Density: 357 people per square mile

Louisville KY Per Capital Income: $18,193

Latitude: 38.2527° N Longitude: 85.7585° W

Louisville KY Land Area: 1,030 km²

Area code: 502